Home Loan-Property Not Identified

Just like a pre-approved Personal loan, customer can also get Pre-approved Home Loan even if the property is still not identified.

In Principal Approval for a loan to buy a property, given by any financial institution generally Bank or NBFC based on your income, creditworthiness & repayment capacity is known as Pre Approved Home loan.

This In Principal Approval is valid for a limited period and subject to change in loan terms at the time when this loan is actually availed by the customer.

In terms of benefits, this loan product empowers the customer to have better negotiation power during the actual purchase of property and quick loan processing once the property is identified & opted for purchase. This ensures that the customer should not miss out on good deals.

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